More and more smart gadget users are getting hacked while surfing the Web or using an app that connects to the Internet. Unfortunately, scammers have found these platforms, too.ĭo you use a smartphone? If so, be cautious. In crowdsourcing or crowdfunding, legitimate individuals or businesses use an online platform to seek small sums of money from a large number of people.
Even if you do your research well you could still fall victim to a variety of car buying scams, both online and offline, that could potentially cost you thousands of dollars. Have you fallen victim for the scam offering you a quick turnaround on a money trick on Facebook? Have you seen the ads, "This guy makes $100/hour!" or "Earn $3,500/month by working from home?"ĭo you use any social media sites? If you do, you've probably already been targeted by money flipping scams. The scams are slick and scary, and they work. Job scams aimed at young people are exploding. Well, was the representative legit? How do you know where your money ends up? You're an animal lover so you donate 50 bucks. You get a visit, letter, email, or phone call from someone saying something like, "I'm a Greenpeace Volunteer and need your help to save the red-lipped batfish" (Yes, there is a red-lipped batfish). You are paying more attention, right?Ī scammer uses your name, personal information, and credit to purchase products and services, and you get stuck with the bill.
Want to know a good thing about all the publicity on credit card hacks? You're probably being more attentive to the protection of your own personal and financial information. The problem is, the scammer becomes rich in the process, while money is being taken from you and your friends and/or family. You then, in turn, have to sell the product or service. In a Pyramid scheme you invest money in a fictional product or service that is advertised to make you rich. This is just one example, there are thousands of versions out there. When you do wire the money, the stranger's check bounces, and you lose the money you wired back. Following this, the stranger asks you to wire back the change. Here is one example of the Nigerian Scam: you're selling something online and an enthusiastic buyer sends you a check for more than the cost of the item.
Many people fall for these scams at one time or another. Scammers send millions of emails, creating high odds that someone will "bite." Pharming is a scam like phishing, but much harder to detect Pharming is where scammers automatically redirect you to fraudulent Web pages where they then try to get your financial information. Phishing is an act where scammers fish for financial information. Have You Ever Fallen for One of These Scams? These scams are on our list because young people often fall victim to them, no matter how silly or irrational they seem. When you look at FoolProof's "Top 10" list of scams, some of them seem too irrational for anyone to fall for, but they do. You're pretty "foolproof," right? You don't fall for those obvious scams that make you look and feel like a fool, do you?
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